OKX Flash Earn: Hold USDC to Share 400,000 USDC, Earn Up to 8%

Hold to Earn is a rewards program within Flash Earn. Eligible users can join a campaign and hold qualifying assets to earn token rewards, without needing to stake or subscribe those assets.

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Flash Earn has expanded.

Flash Earn now provides three ways to earn:

1. Stake to Earn: Stake tokens to receive crypto airdrops.
2. Trade to Earn: Trade to earn rewards.
3. Hold to Earn: Hold selected tokens to earn rewards.

You can access all three options in Flash Earn from the Earn and Trade sections. You can join one, two, or all three.

Hold to Earn campaign details

Campaign period: 3 November 2026, 00:00 – 2 December 2026, 23:59 (UTC)

Total reward pool: 400,000 USDC

Pool information

Eligible USDC pairs do not include: Zcash (ZEC), Dash (DASH), TRON (TRX), Mina (MINA), Mask (MASK), Polyhedra (ZKJ), Vana (VANA).

How to join

1. Go to the campaign page via Flash Earn > Hold to Earn and click Join Now for the selected campaign. You must successfully enroll to be eligible for rewards; just holding USDC does not enroll you automatically. Rewards start from 00:00:00 UTC on the day after successful enrollment. No rewards are earned on the day you enroll. Reward calculations are limited to the active campaign period.
2. Achieve at least USD 1,000 in trading volume across eligible USDC pairs and hold at least 10,000 USDC in your main account's eligible accounts during the campaign period.
3. Rewards for each UTC campaign day can be claimed starting at 08:00 UTC the following day, after daily settlement. Visit the campaign page to claim your rewards.

Eligibility

1. You must complete identity verification to join this campaign. Participation is limited to eligible main accounts with VIP status that meet the campaign's jurisdiction and OKX entity requirements.
2. Sub-accounts, KYB users, and institutional users cannot participate.

Important notes

• VIP status: You can qualify for VIP status by either trading volume or asset holdings. Check the trading volume requirements on this page. If you don’t meet the requirement, you will see an ineligibility message when you click Join Now on the campaign page.
• Daily calculation window: Each UTC campaign day is from 00:00:00 to 23:59:59 (UTC). Random snapshots of your eligible account are taken at various times during the day. Your qualifying holding is calculated as your trading account USDC equity, minus any outstanding Flexible Loan USDC liabilities across your main and sub-accounts. Your daily qualifying holding value is the lowest snapshot value for that day, not your average or end-of-day balance. Rewards start from 00:00:00 UTC on the next day after you enroll. No rewards are given for the day you enroll. For example, if you join at 12:00 UTC on Day 1, you earn no rewards for Day 1. Your first eligible calculation window is Day 2, 00:00:00–23:59:59 UTC, if it is within the active campaign period. Rewards for Day 2 can be claimed from 08:00 UTC on Day 3, after daily settlement.
• Minimum holding requirement: If your daily qualifying holding value is below 10,000 USDC, you will not receive a reward for that day. Borrowed USDC does not count. Your qualifying holding is calculated after deducting Flexible Loan USDC liabilities. Liabilities in your sub-accounts are included in this calculation, even though sub-accounts cannot participate in the campaign. USDC obtained through borrowing will not increase your qualifying holding value or your share of the daily pool.
• Maximum qualifying holding: Holdings over 100,000 USDC do not increase your share of the daily pool. Amounts above this limit are excluded from the reward calculation.
• Trading volume requirement: You must achieve at least USD 1,000 in total trading volume on eligible USDC pairs during the campaign. This is a one-time requirement; once met, it applies for the rest of the campaign. If you do not meet this trading requirement, no rewards will be given, even if you meet other qualifying criteria. Volume on restricted pairs does not count. This applies to spot, margin, perpetual, futures trading volume, and options where the settlement currency is USDC. Spot trades in both directions (USDT → USDC and USDC → USDT) count towards the cumulative trading volume requirement. Trades made through Convert do not count.
• Reward calculation: Your daily reward is your share of the daily reward pool, capped at an annualized rate of 8%, calculated as follows:
  
  • Daily reward before rounding = MIN((Your daily qualifying USDC holdings ÷ Total daily qualifying USDC holdings of all eligible participants) × Daily reward pool, Your daily qualifying USDC holdings × 8% ÷ 365)
  • Qualifying holdings must meet the minimum holding requirement and a per-user cap of USD 100,000 worth of USDC. The total campaign reward budget is spread over 30 eligible settlement days. Rewards are rounded down to the supported reward-asset precision.
• Estimated APR: The estimated APR is calculated as follows:
  
  • Estimated APR = MIN((Daily reward pool ÷ Total daily qualifying USDC holdings of all eligible participants) × 365, 8%)
  • The estimated APR may change based on total qualifying holdings and is capped at 8%. Displayed asset values and estimated APR are for reference only. This campaign does not guarantee a fixed APR or return. Final rewards depend on daily settlement and campaign rules.
• Changes in holdings: Buying more USDC later on the same UTC day does not increase a lower value already captured in a snapshot. Selling, transferring, withdrawing, or reducing your USDC holdings may lower or eliminate that day's reward. The minimum is determined for each UTC day separately.
• Reference figures: Displayed asset values and estimated APR are for reference only. This campaign does not guarantee a fixed APR or return. Final rewards depend on daily settlement and campaign rules.
• Daily claiming: Rewards for each UTC campaign day can be claimed from 08:00 UTC the next day, after daily settlement. You can claim rewards available on the campaign page; settlement does not automatically transfer those rewards into your account.
• After the campaign ends: Unclaimed settled rewards will be distributed automatically after the campaign ends and final settlement is complete. Rewards already claimed will not be paid again.
• Asset handling: You do not need to redeem assets from Hold to Earn, as they are not part of a campaign pool. Any trading, transfer, or withdrawal is subject to the asset's applicable product and platform rules.

For more details, please refer to the Flash Earn Hold to Earn FAQ.

Platform rules

1. By participating in this campaign, users confirm they have read and understood the Terms and Conditions of the Flash Earn program.
2. Only the main account can participate in this campaign. Sub-accounts are not allowed, and their earnings will not count towards the main account's earnings.
3. The individual reward recipient is responsible for any taxes, fees, and other costs related to accepting and using the reward.
4. Users from certain countries or regions may not be eligible to participate. Please check clause 3 of OKX's risk and compliance disclosure for details.
5. During the Campaign Period, OKX will monitor trader behavior to prevent cheating or abnormal activities. This includes, but is not limited to, registering multiple accounts, using others' accounts or information, providing false KYC information, manipulating trading data, and violating campaign terms or local regulations. If any of these actions are detected, OKX may disqualify the user from receiving the prize.
6. OKX can exclude any participant from this campaign at any time without notice.
7. This activity is not (i) investment advice; (ii) an offer to buy or sell digital assets; or (iii) financial or legal advice. Consider your financial situation and risk tolerance before trading or holding digital assets. Consult a professional for specific questions. Digital assets can be volatile and may lose value. Past performance does not guarantee future results. OKX is not liable for any potential losses. Not all products are available in all regions, and this activity may not be offered in some markets.
8. OKX can change the campaign rules at any time without notice, including cancelling, extending, or ending the campaign, changing eligibility conditions, and adjusting rules. All participants must follow the updated terms. OKX will try to notify users of significant changes before they take effect. Any discretion exercised by OKX will be done reasonably.
9. OKX has the final say on the interpretation of this campaign. Contact customer service for any questions.
10. OKX is not liable for any technical, graphic, typographical, or editorial errors. For more information, visit www.okx.com © 2026 OKX.
11. If there are discrepancies between translated versions and the English version, the English version will prevail.

Risk warning: The information provided, some from third parties, is for informational purposes only. OKX does not guarantee its accuracy or completeness, and it does not constitute financial or investment advice. This information may not be suitable for everyone and should not be relied upon for trading decisions. It is not intended for individuals in jurisdictions where sharing such information would violate local laws. Digital assets are speculative and can be highly volatile, potentially leading to total loss of investment. Conduct your own research and assess your risk tolerance before trading. OKX is not responsible for any trading losses. For more details, refer to OKX's Terms of Service and Risk & Compliance Disclosure. For inquiries, please contact us via the OKX Support Center or connect with us on your preferred platform.

OKX team

November 2, 2026

OKX Payback rewrote this official OKX announcement in plain English. If anything differs, the original announcement on OKX prevails.